BDC Manager
Never miss a step with real-time checklists and queues
Transition seamlessly from online to in-person/virtual interactions
Streamline deal assignments with a real-time F&I Deal Queue, empowering managers to assign and work deals.
Initiate F&I from Sales with minimal wait times, providing a smooth handoff for both staff and customers.
Why SmartPath
Sales Associate
The right tools at your fingertips to move seamlessly from online to in-store
Qualify new online leads and incoming calls
Utilize remote engagement tools to nurture leads
Send digital invitations for document uploads to maintain compliance
Build a proposed deal structure and schedule appointments
Why SmartPath
Sales Manager
From credit checks, verifications to deposits, manage it all digitally
Perform on-the-spot credit checks
Create a Digital Deal Jacket with Task List / Verification Tools
Collect document uploads and eSign Forms and Agreements
Collect Deposits digitally on Pre-sold or Used Vehicles
Send Finalized Deal to F&I office digitally
Why SmartPath
F&I Manager
Reduce re-keying. Get it all done on one platform
Ensure accuracy using digital compliance checks
Capture additional insights (ie: driving habits, needs, etc.) to tailor F&I recommendations
Dynamically present the VPP Menu, offering a transparent look at protection and coverage options
Simplify F&I workflows with one-click access to RouteOne for credit decisions and contract management
Generate final contracts and consolidate F&I forms with integrated e-signatures and digital disclosures
Why SmartPath
BDC Manager
Never miss a step with real-time checklists and queues
Transition seamlessly from online to in-person/virtual interactions
Streamline deal assignments with a real-time F&I Deal Queue, empowering managers to assign and work deals.
Initiate F&I from Sales with minimal wait times, providing a smooth handoff for both staff and customers.
Sales Associate
The right tools at your fingertips to moce seamlessly from online to in-store
Qualify new online leads and incoming calls
Utilize remote engagement tools to nurture leads
Send digital invitations for document uploads to maintain compliance
Build a proposed deal structure and schedule appointments
Sales Manager
From credit checks, verifications to deposits, manage it all digitally
Perform on-the-spot credit checks
Create a Digital Deal Jacket with Task List/Verification Tools
Collect document uploads and eSign Forms and Agreements
Collect Deposits digitally on Pre-sold or Used vehicles
Send Finalized Deal to F&I office digitally
F&I Manager
No more re-keying. Get it all done on one platform
Ensure accuracy using digital compliance checks
Capture additional insights (ie: driving habits, needs, etc.) to tailor F&I recommendations
Dynamically present the VPP Menu, offering a transparent look at protection and coverage options
Simplify F&I workflows with one-click access to RouteOne for credit decisions and contract management
Generate final contracts and consolidate F&I forms with integrated e-signatures and digital disclosures
Sales Associate
The right tools at your fingertips to moce seamlessly from online to in-store
Qualify new online leads and incoming calls
Utilize remote engagement tools to nurture leads
Send digital invitations for document uploads to maintain compliance
Build a proposed deal structure and schedule appointments
Sales Manager
From credit checks, verifications to deposits, manage it all digitally
Perform on-the-spot credit checks
Create a Digital Deal Jacket with Task List/Verification Tools
Collect document uploads and eSign Forms and Agreements
Collect Deposits digitally on Pre-sold or Used vehicles
Send Finalized Deal to F&I office digitally
F&I Manager
No more re-keying. Get it all done on one platform
Ensure accuracy using digital compliance checks
Capture additional insights (ie: driving habits, needs, etc.) to tailor F&I recommendations
Dynamically present the VPP Menu, offering a transparent look at protection and coverage options
Simplify F&I workflows with one-click access to RouteOne for credit decisions and contract management
Generate final contracts and consolidate F&I forms with integrated e-signatures and digital disclosures
BDC Manager
Never miss a step with real-time checklists and queues
Transition seamlessly from online to in-person/virtual interactions
Streamline deal assignments with a real-time F&I Deal Queue, empowering managers to assign and work deals.
Initiate F&I from Sales with minimal wait times, providing a smooth handoff for both staff and customers.
Sales Manager
From credit checks, verifications to deposits, manage it all digitally
Perform on-the-spot credit checks
Create a Digital Deal Jacket with Task List/Verification Tools
Collect document uploads and eSign Forms and Agreements
Collect Deposits digitally on Pre-sold or Used vehicles
Send Finalized Deal to F&I office digitally
F&I Manager
No more re-keying. Get it all done on one platform
Ensure accuracy using digital compliance checks
Capture additional insights (ie: driving habits, needs, etc.) to tailor F&I recommendations
Dynamically present the VPP Menu, offering a transparent look at protection and coverage options
Simplify F&I workflows with one-click access to RouteOne for credit decisions and contract management
Generate final contracts and consolidate F&I forms with integrated e-signatures and digital disclosures
BDC Manager
Never miss a step with real-time checklists and queues
Transition seamlessly from online to in-person/virtual interactions
Streamline deal assignments with a real-time F&I Deal Queue, empowering managers to assign and work deals.
Initiate F&I from Sales with minimal wait times, providing a smooth handoff for both staff and customers.
Sales Associate
The right tools at your fingertips to moce seamlessly from online to in-store
Qualify new online leads and incoming calls
Utilize remote engagement tools to nurture leads
Send digital invitations for document uploads to maintain compliance
Build a proposed deal structure and schedule appointments
F&I Manager
No more re-keying. Get it all done on one platform
Ensure accuracy using digital compliance checks
Capture additional insights (ie: driving habits, needs, etc.) to tailor F&I recommendations
Dynamically present the VPP Menu, offering a transparent look at protection and coverage options
Simplify F&I workflows with one-click access to RouteOne for credit decisions and contract management
Generate final contracts and consolidate F&I forms with integrated e-signatures and digital disclosures
BDC Manager
Never miss a step with real-time checklists and queues
Transition seamlessly from online to in-person/virtual interactions
Streamline deal assignments with a real-time F&I Deal Queue, empowering managers to assign and work deals.
Initiate F&I from Sales with minimal wait times, providing a smooth handoff for both staff and customers.
Sales Associate
The right tools at your fingertips to moce seamlessly from online to in-store
Qualify new online leads and incoming calls
Utilize remote engagement tools to nurture leads
Send digital invitations for document uploads to maintain compliance
Build a proposed deal structure and schedule appointments
Sales Manager
From credit checks, verifications to deposits, manage it all digitally
Perform on-the-spot credit checks
Create a Digital Deal Jacket with Task List/Verification Tools
Collect document uploads and eSign Forms and Agreements
Collect Deposits digitally on Pre-sold or Used vehicles
Send Finalized Deal to F&I office digitally
How it works
Why SmartPath?
Let's Connect
The Evolution is Here
Designed to personalize your F&I experience, streamline operations, reduce complexities, and enhance efficiency.
For a limited time
The first 45 dealers who sign up for SPFI by September 30th will receive exclusive complimentary access for the first 6 months!*
Sign Up
Accelerate deal completion all in one platform
Unified Credit
Streamlined credit pulls and digital financing integration.
Comprehensive VPP Menu Experience
Interactive and fully customizable VPP Menu with added compliance for Acceptance and Declination.
End-to-End eContracting & eSigning
Integrated, seamless remote contracting powered by RouteOne.
Integrated Customer Portal
A single platform for customer document uploads, task management, ID validation, and more.
Digital Deal Jacket and Customizable Sales Forms
Efficiently manage dealership documents and compliance digitally.
Built-in Digital Payments
Secure, efficient collection of deposits and down payments via integrated Stripe payments.
Deals completed in SmartPath F&I take an average of 25 mins—saving time for you and your customers
No Silos. Just Smarter Selling
SmartPath was made to support every role on your team—so everyone can stay in sync and close deals with confidence.
BDC Manager
Never miss a step with real-time checklists and queues
Sales Associate
The right tools at your fingertips to move seamlessly from online to in-store
Sales Manager
From credit checks, verifications, to deposits, manage it all digitally
F&I Manger
Reduced re-keying. Get it all done on one platform.
Drive new F&I sales opportunities with SmartPath
Seamlessly connect Sales and F&I
Connect and power SmartPath Sales within one unified ecosystem. Start any deal: New, Used, Certified, Remote, all from one platform, seamlessly connected from Sales to Finance.
Reduce costly manual data entry
Complete deals faster with the first-in-class digital deal jacket. All documents are digitally managed using configurable, automated checklists for every deal type—dramatically reducing paperwork.
Stay compliant, keeping personal data safe
Customers can securely enter and validate their own information within a single environment, eliminating the need for rekeying and reducing risk.
Personalize everything with ease
Configure how you manage deals, whether you operate as a Traditional, One-Touch or Hybrid model, with rules and permissions.
Engage with customers with VPP presentation menu
Display configured products, videos, and more—effortlessly switching between either packaged and a la carte options. Sell the way you want, the way your customers prefer.
Consolidate vehicle contracts into a single signing and payment experience
Accelerate deal completion with fully digital eSigning. Collect deposits and down payments and provide a modern, transparent, and paperless purchase experience.
How does SmartPath F&I compare?
SmartPath F&I
AutoFi
CapitalOne
Dealer / Auto Navigator
eLend
(Credit Plus)
Customer self-service pre-approval
Lender marketplace functionality (i.e., customer chooses lender from list)
Drives "TFS-first" experience
Credit submission & lender selection
Instant credit decisioning
Fraud prevention / ID verification
Protection product integration
Native integration with SmartPath Sales
This is just the beginning. We're fully committed to helping your dealership excel—not just today, but everyday.
Learn How
This is just the beginning
This is just the beginning
Check out our training videos, sales tools and resources
Learn More
Discover how SmartPath F&I Will Optimize Your Dealership
Optimize your dealership today
For a limited time, the first 45 dealers who sign up for SPFI by September 30th will receive exclusive complimentary access for the first 6 months!*
Explore Now
Thank you for reaching out!
Our Sales team will be in contact shortly to get your team set up for success and answer any questions you have.
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*Includes all launch, training, and Premier Care support plus analytics supported by Secure Online Reporting, subsidized by TFS. Requires integration of RouteOne (dealer paid). Recommendation/intended user experience enabled by subscribing to and integration of Credit700 (credit verification) and Stripe (collect payments).

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Toyota Financial Services and Lexus Financial Services are service marks used by Toyota Motor Credit Corporation (TMCC) and Toyota Motor Insurance Services, Inc. (TMIS) and its subsidiaries. Voluntary Protection Products are administered by TMIS or a third party contracted by TMIS. Retail installment accounts may be owned by TMCC or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. TMCC is the servicer for accounts owned by TMCC, TLT, and their securitization affiliates.

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